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Research•November 26, 2025•5 min read

ACP Protocol: Building the Standard for Agentic Commerce

In collaboration with Stripe and OpenAI, we're introducing the Agent Commerce Protocol (ACP) - an open standard for enabling secure commerce between AI agents.

Read the Spec
ACP Protocol: Building the Standard for Agentic Commerce

Today, we're excited to announce the Agent Commerce Protocol (ACP)—a new open standard we've developed together with Stripe and OpenAI to make it safe and easy for AI agents to handle transactions on your behalf.

What This Means for You

Imagine asking your AI assistant to book a flight, order groceries, or pay a bill—and it just works. That's what ACP enables. It's a common language that lets AI agents securely make purchases and handle payments while keeping you in control.

Why We Built This

As AI assistants become more capable, they need a safe, standardized way to handle real-world actions like making purchases. ACP provides that foundation.

How It Works

When an AI agent needs to make a purchase for you, ACP ensures:

  • You stay in control - Every transaction requires your approval or follows rules you've set
  • It's secure - Built with the same security standards used by major payment platforms
  • It works everywhere - Any AI assistant using ACP can work with any service that supports it

Think of it like a universal payment method, but designed specifically for AI agents. Just as credit cards work across different stores, ACP works across different AI platforms and services.

What You Can Do

With ACP, your AI assistant can help with everyday tasks like:

  • Booking travel and accommodations
  • Ordering from your favorite stores
  • Managing subscriptions and recurring payments
  • Paying bills and invoices
  • Making purchases within your spending limits

You set the rules—like daily spending limits or which merchants are approved—and your AI assistant follows them.

3
Founding Partners
Hyperfold, Stripe, and OpenAI
Open
Standard
Free for everyone to use
Secure
By Design
Built with security first

Built Together

ACP is the result of collaboration between Hyperfold AI, Stripe, and OpenAI. We've worked together to create something that works for everyone—from individual users to large enterprises.

The protocol is open source and available for anyone to use, ensuring that the future of AI-powered commerce is built on open standards rather than proprietary systems.

Available Now

ACP is already being integrated into major AI platforms, making it easier for developers to build secure commerce features into their AI applications.

What's Next

We're just getting started. Over the coming months, you'll see ACP support roll out across more AI platforms and services. This means more AI assistants will be able to help you with purchases, and more services will accept transactions from AI agents.

The protocol will continue to evolve based on feedback from developers, businesses, and users like you.

Get Involved

If you're a developer or business interested in using ACP, we'd love to hear from you. The protocol is open source, and we're building this together with the community.

  • For developers: Check out our documentation and SDKs
  • For businesses: Learn how to integrate ACP into your services
  • For everyone: Stay tuned for updates as more AI assistants adopt ACP

The Agent Commerce Protocol represents a step toward a future where AI assistants can safely and reliably help with everyday tasks. We're excited to see what you'll build with it.

ACP ProtocolAgentic AIStripeOpenAI2025

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