Product•November 14, 2025•8 min read
Introducing Agentic Pay: The Future of AI-Powered Payments
Today we're announcing Agentic Pay, a revolutionary payment infrastructure that enables AI agents to conduct secure financial transactions on behalf of users.
Today we're announcing Agentic Pay, a revolutionary payment infrastructure that enables AI agents to conduct secure financial transactions on behalf of users.
The Vision
As AI agents become more capable, they need the ability to take real-world actions on behalf of users. One of the most important actions is financial transactions—from booking travel to purchasing supplies to managing subscriptions.
Key Features
Our platform enables a new paradigm in AI-powered commerce:
Secure Authorization
Every transaction requires explicit user authorization with configurable spending limits and approval workflows.
Real-time Monitoring
Complete visibility into agent activity with instant alerts and comprehensive audit trails.
How It Works
The Agentic Pay platform consists of three main components:
- Agent SDK - Libraries for integrating payment capabilities into your AI agents
- Control Panel - Dashboard for managing authorization, limits, and monitoring
- API Platform - RESTful APIs for programmatic access and integration
99.99%
Uptime SLA
Enterprise reliability
<100ms
Latency
Real-time processing
50+
Countries
Global coverage
Security Architecture
Security is paramount when enabling AI agents to handle financial transactions. Our architecture includes multiple layers of protection:
| Layer | Protection | Implementation |
|---|---|---|
| Authentication | Multi-factor verification | OAuth 2.0, FIDO2 |
| Authorization | Fine-grained permissions | RBAC, spending limits |
| Monitoring | Real-time threat detection | ML-based anomaly detection |
| Audit | Complete transaction history | Immutable audit logs |
Use Cases
Travel Booking
AI assistants can book flights, hotels, and rental cars within user-defined budgets.
Procurement
Enterprise agents handle routine purchasing and vendor payments automatically.
Subscriptions
Agents manage subscription renewals, upgrades, and cancellations.
Getting Started
Developers can start building with Agentic Pay today:
import { AgenticPay } from '@hyperfold/agentic-pay';
const client = new AgenticPay({
apiKey: process.env.HYPERFOLD_API_KEY
});
// Create a payment authorization
const auth = await client.authorizations.create({
amount: 5000, // $50.00
currency: 'usd',
merchant: 'acme-corp',
agentId: 'agent-123',
userId: 'user-456'
});
// Execute the payment
const payment = await client.payments.execute(auth.id);
What's Next
This is just the beginning. In the coming months, we'll be releasing:
- Multi-agent coordination protocols
- Enhanced fraud detection models
- International payment support
- Integration with popular AI platforms
We're excited to partner with developers and businesses to build the future of agentic commerce. Contact us to learn more about enterprise solutions or sign up to start building today.
Author
HT
Hyperfold Team
Hyperfold AI
